How to refinance

How to Refinance with No Fees   There is a new company that is showing consumers how to refinance their home mortgage without paying points or fees.  This company has teamed up with lenders who are willing to waive their lenders fees.  The great thing about the process is that you are only contacted by […]

Fixed Rate or No Rate At All

Many folks across this great country are starting to realize why the interest rates on their home mortgage loans were lower if they took an ARM loan.  The answer is simple.  A loan that is fixed for a short period of time (ARM loan) has a much higher level of risk.  This means a lower […]

FHA Purchase

The FHA loan has become an increasingly popular way to obtain financing for homes in the United States. FHA purchase loans allow buyers to put down as little as 3% when buying a home. Home buyers can even use gift funds for the down payment. Many borrowers are now realizing that 100% financing is virtually […]

Broker vs Banker

Mortgage Broker vs. Mortgage Banker (aka Direct Lender) – Which is better?   If you have ever financed the purchase of a home or refinanced such a loan, chances are that you used the services of a mortgage banker or mortgage broker. What’s the difference, you ask? Great question! A mortgage broker is approved with […]
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